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Michigan Home Insurance

Locally owned and operated in Grand Rapids, MI since 1976 Thornappple Insurance Agency’s team of insurance specialists know what you need when it comes to insuring your home in Michigan. We will craft quality insurance services to meet your every need.

Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Thornapple Insurance can help you find the Greater Grand Rapids, MI home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.

Grand Rapids, MI Home Insurance

Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

Homeowner insurance policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.

Whether you’re a home or condo owner, a renter, or a landlord, we will work with you to find a Greater Grand Rapids, MI home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.

Your home insurance policy is most often made up of the specific options you choose. How much you’ll pay for your policy depends on:

your Choices
Options You Select Can be priced individually.
Deductible Amounts How much do you want to cover yourself?
Option Limits Can be set higher or lower based on needs.

Right Coverage, Price & Value

While today’s insurance policies offer homeowner’s excellent protection, no policy is designed to insure you against every potential loss. However, you may customize your level of insurance in Michigan by purchasing additional coverage to ensure that you have the protection that you want and need.

Additional coverage, also called endorsements, is available to insure you against a variety of liabilities, including losses of very expensive personal property, such as jewelry, guns, and collectibles, and even liabilities associated with running a business from your own home.

protection For
Home Repair or rebuild if damaged or destroyed.
You & Other People Personal liability covers injuries or property damage.
Medical Coverage For medical expenses if injured on your property.
Living Expenses If you cannot live in your home due to loss.
Belongings Personal Property insurance covers your items.
Special Property Covers jewelry, antiques and other items.
Rentals Optional coverage for tenant-occupied dwellings.

Protect the Things That Matter

Homeowners Insurance Inventory

Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home. Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part.

Helping You

Every Step Along the Way

Our #1 job is providing superior customer service in assisting you in identifying your insurance needs and problems. Also, with our competitive rates along with our ability to understand our customer’s coverage exposure drives the success of our agency. We will put together a customized insurance plan of protection that’s simple and easy for you to understand.

Finding competitive home insurance isn't easy. I got a number of quotes from other agencies. All of them slightly different. Jason took the time to help me understand what was the most important to include in my policy. He created a custom plan at rates I could afford. Thornapple Insurance agency in Grand Rapids, MI does what they say they do.

Melissa

Company Information

Thornapple Insurance Agency

6157 28th St SE
Suite 19
Grand Rapids MI 49546

Contact details

EMAIL US!

616-957-1710

Office Hours:
Mon-Fri: 8:30am - 5:00pm
Sat-Sun: Closed

Serving the Greater Grand Rapids, Michigan and surrounding areas including:

Ada, MI | Byron Center, MI | Caledonia, MI | Cascade, MI | Cedar Springs, MI | Comstock Park, MI | East Grand Rapids, MI | Forest Hills, MI | Grandville, MI | Hudsonville, MI | Jenison, MI | Kentwood, MI | Lowell, MI | Rockford, MI | Sparta, MI | Walker, MI | Wayland, MI | Wyoming, MI